What is the minimum and maximum about I can apply for?
The minimum amount you can borrow with our lenders is $3,000.
The maximum amount will depend on your circumstances and current financial situation. Typically it’s around $70,000.
I am currently not employed, but I receive income from other sources, is this OK?
Yes, our lenders consider other income sources.
Can I make extra repayments without penalty?
This may be possible depending on the lender and the product we arrange for you. If it’s important to you, make sure to let us know at the start.
Do I need to provide security? For example, my car?
Whether you will need to provide security or not will vary depending on your personal circumstances and the loan amount you have applied for.
How long is my loan term?
This will depend on your personal circumstances, as a guide, the maximum is usually 7 years.
Will this go on my credit history?
If you proceed with an application, yes, this will register on your credit file as an application for finance.
Can I get my procedures done overseas?
At Bodyfi we are advocates for having procedures done in Australia, as certain lenders will only fund procedures performed in Australia.
Can I use the money for other purposes?
These loans are designed for Plastic Surgery and Cosmetic Treatments only.
If we are advised you intend to use the funds for any of the following purposes, we cannot proceed with an application:
- Gambling
- Refinancing of bad debts including defaults, default judgements, court writs, mortgage or rent arrears payments
- Legal costs relating to a criminal or insolvency proceeding
- Firearms or other weapons
- Loan contract is unsuitable against the stated loan objective.
What if I have a complaint?
If there is something you are not happy with, please let us know and we will do our best to resolve this with you.
If we are advised you are still not happy with the outcome, we will direct your complaint to the Australian Financial Complaints Authority (AFCA).
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